Let’s talk about something that’s revving up a lot of chatter lately—MotoAssure BBB reviews. You’ve probably seen them pop up while searching for an extended motorcycle warranty, and if you’re wondering whether it’s all smoke and mirrors or the real deal, you’re not alone. Riders across the country are weighing in, and 2025 is shaping up to be a defining year for the brand.
We dug into the MotoAssure BBB scene to find out what’s new, what’s improved, and what might still raise some eyebrows. So if you’re on the fence about locking in one of these service contracts, buckle up—here comes the full breakdown.
How MotoAssure Works in 2025
Think of MotoAssure BBB as your mechanical safety net. When your factory warranty gives up the ghost, MotoAssure steps in. You pay either up front or monthly, and they help foot the bill for covered repairs, minus your deductible. That includes everything from busted transmissions to faulty electronics—assuming it’s all spelled out in the fine print.
You get 24/7 claims service, your pick of licensed repair shops across the U.S. and Canada, towing perks, and even rental reimbursement. But don’t forget: not all parts are created equal. Their highest-tier plan covers you for eight years or 60,000 miles. The basic plans? Not so much—just the powertrain stuff.
And here’s a curveball from this year’s MotoAssure BBB updates: wiring harness failures are now labeled “wear items.” Translation? They’re not covered anymore. That little nugget already led to a BBB complaint back in January.
What’s New in 2025 Coverage Options
This year, MotoAssure BBB is rolling out three familiar but refined tiers:
- Premier Exclusionary: Think of it as nearly bumper-to-bumper (or fairing-to-fairing). Covers ABS modules, infotainment, and more.
- Enhanced Component: Covers engines, transmissions, steering systems—big-ticket fixes.
- Power Core: The budget-friendly option, covering only critical internal engine parts.
The headline update is the “One-Touch Claim” system. Certified dealers can now file online estimates, cutting down wait times. Instead of the five-day dance from last year, many claims are now approved in 24–48 hours. MotoAssure BBB also raised rental reimbursement to $60/day and now covers towing up to 200 miles—blowing past rivals like CarShield and Pinnacle.
Foster MotoAssure Reviews: Pros and Cons Straight from Riders
Now, let’s get into the Foster MotoAssure Reviews that are trending everywhere.
The Good Stuff:
Most BBB reviewers in 2025 are pretty happy. They highlight smooth claim processes and agents who stick with you until your mechanic gets paid. One April review even noted two claims paid “without a hassle,” which is gold in the warranty world.
The Not-So-Great:
That wiring harness debacle in January? A reminder that exclusions matter. Wiring’s now lumped under “wear and tear,” and if your bike has flaky electronics—especially older KTMs or Ducatis—you might be out of luck. Also, past Trustpilot reviews mentioned long hold times during peak season. MotoAssure BBB claims that the new online system is helping, but it’s still a sore spot for some.
Real Feedback from 2024–2025 Customers
Let’s pull back the curtain on some actual MotoAssure BBB user stories. The company has closed only two complaints over the past three years and holds an A rating with a 4.35-star average on the BBB.
One rider shared that a full transmission replacement on a 2016 Corolla (yes, they cover cars too) was approved and covered, rental included. Another customer, Robson T., praised how none of his claims were “swept under the carpet”—a nice change from the usual warranty skepticism.
Still, not everything is sunshine. A BBB complaint from last August described a month-long battle to approve an oil leak claim. Even though it got sorted eventually, that delay can be a deal-breaker if your bike is your daily ride.
How MotoAssure BBB Stacks Up Against Competitors
You won’t find MotoAssure BBB in the top five warranty lists by MarketWatch—that’s the elephant in the room. Brands like Discount ESP and CarShield usually dominate those charts. But here’s the twist: price.
A four-year Premier plan on a 2022 Yamaha MT-09 reportedly costs 12% less with MotoAssure compared to Discount ESP. That’s a win for your wallet.
And unlike some competitors who flood you with robocalls, MotoAssure BBB follows a “no spam” policy. You won’t hear from them unless you sign up via their website or through a dealership. Quiet, respectful marketing? That’s rare.
Who Should Actually Buy MotoAssure BBB?
Best for:
- Riders clocking big miles
- Touring bikes with heavy electronics
- Anyone who prefers working with BBB-accredited companies
- People willing to read the fine print before signing
Not for:
- Track riders with performance mods (those void the warranty)
- DIY mechanics who prefer wrenching on their own
- Anyone far from a participating repair shop
If your OEM warranty is still active and you’re planning to upgrade soon, you may not need third-party coverage. But if your bike’s worth more than $10K and the factory warranty ends this year, a MotoAssure plan might just save your wallet.
Tips to Make the Most of MotoAssure BBB
Want to avoid those “why wasn’t this covered?” headaches? Here’s what to do:
- Get the contract PDF upfront. Read every word—don’t go off what the sales rep says.
- Negotiate that deductible. Going from $50 to $100 can trim up to 10% off your premium.
- Skip duplicate roadside coverage. Already have AAA RV & Moto? Just stick with the basic plan.
- Use the One-Touch portal. It seriously speeds things up.
- Take photos. If a part fails, document it in case you need to challenge a denial.
Doing this gives you a better shot at making your own Foster MotoAssure Reviews a glowing five-star story.
Final Verdict: Is MotoAssure BBB Still Worth It in 2025?
Here’s the deal: MotoAssure BBB isn’t perfect, but it’s definitely evolved. It’s more affordable than many big-name competitors, adds useful perks each year, and boasts a solid customer service track record—especially for routine claims.
However, it’s not for everyone. If your bike’s full of complex electronics or you’re planning to keep it long-term, their Premier plan could be a smart bet. But if you’re a minimalist rider with a modern naked bike, parking that premium into a savings account might work just as well.
Either way, the bottom line from all these MotoAssure BBB reviews is clear: know your needs, read the contract, and don’t buy blind.
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FAQs About MotoAssure BBB in 2025
1. Does MotoAssure cover aftermarket performance parts?
Nope. If you mod your bike with non-OEM parts and something breaks, the claim’s probably denied.
2. How fast are claims processed now?
Simple claims through the One-Touch portal take 24–48 hours. Complex cases still might drag on.
3. Can I buy a MotoAssure policy online?
Yes, and that’s new. Just visit their website, get a quote, sign digitally, and you’re good to go.
4. What’s MotoAssure’s BBB rating?
As of May 2025, they hold an A rating with a 4.35/5 score based on 31 customer reviews.
5. Is the warranty transferable?
Yes. You’ll need to file a form and pay a $50 fee within 30 days of selling your bike.
